Answer: Your Lincoln is defined as a Commercial Vehicle if A)it is used for activities that result in payment(or that is the intention) on a regular basis & with multiple drivers or B)it is used in a farm, delivery, construction business or C)it is designed by the selling-dealer as a vehicle for business-use when the sale is reported to the manufacturer(identified by a Delivery Code of "7", "D", "E", or "L").

If you meet any of these criteria click here